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Real estate & PropTech

Foreclosure sale-price prediction for a distressed-asset marketplace

US-based PropTech marketplace · 2024 · ML pipeline build

MLPropTechPricingNeural networks

Problem

A distressed-property marketplace needed to estimate sale prices for foreclosure listings before they hit auction. Existing AVM tools handle conventional residential well but break down on distressed assets, where condition, occupancy status, and local market thinness matter more than comparables.

Approach

Built an end-to-end ML pipeline — historical foreclosure transactions, property attributes, geographic features, market timing — into a neural network for sale-price prediction. Heavy lift was on data preprocessing and feature engineering: missing-value imputation strategies that respect distressed-asset semantics, and feature interactions capturing the difference between rural tax-sale and urban bank-owned segments.

Stack

Python · TensorFlow / Keras · scikit-learn · Census + parcel geographic feature lookups

Outcome

Deployed model that beat naive AVM-style baselines by a meaningful margin on the distressed segment specifically — the segment where most existing tools systematically misprice. Same problem class as iBuyer pricing engines, tuned for the bottom 5% of the market.

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Aru Bhardwaj

Fractional CTO architecting sovereign AI systems for startups and scale-ups across Europe. Custom ML, agentic RAG, and secure LLM infrastructure. 7+ years turning complex data into production intelligence.

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